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Today, more than 90 percent of private healthcare plans are obtained through employers. It might seem "unnatural to get health insurance any other way," Mr. Jacoby wrote. "But what's unnatural is the link between healthcare and employment. After all, we don't rely on employers for auto, homeowners or life insurance. Those policies we buy in an open market, where numerous insurers and agents compete for our business." But third-party insurance has led to "skyrocketing premiums, lack of insur-ance portability, widespread ignorance of medical prices, and overconsumption of health services. ... (Quick quiz: What does your local hospital charge for an MRI scan? To deliver a baby? To set a broken arm?)"
The McCain plan eliminates the tax deduction on health insurance, but provides a $5,000 refundable tax credit to give Americans "a strong inducement to buy their own, more affordable (and portable) insurance plan." Once consumers begin focusing on the cost of healthcare, competition will flourish, and prices of healthcare and heath insurance will fall.
Sen. Obama, on the other hand, proposes socialism, which experience has shown time and again only makes healthcare scarcer and more expensive while reducing the quality of care. By coming to America to get healthcare, Canadians every day vote with their feet and wallets against "free healthcare" in their country.
,,, from an editorial -- LINK
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